Real Estate Loans
We pride ourselves on our ability to provide
low-cost home ownership loans with minimal closing costs within a very
short time frame. We limit the area served to our local market area with
few exceptions. We do not sell our mortgage loans, so you can be assured
that your servicing will be done locally.
Commercial Loans
We are strong supporters of our local economy and
do our best to meet the credit needs of our local businesses within the
framework of our lending policies, including loans for acquisition,
accounts receivable, equipment, inventory, and operating funds. We also
have access to SBA and USDA Rural Development lending guarantees.
Agricultural Loans
Farming and ranching are integral parts of our
local economy, and we work closely with FSA and other government agencies
to provide subordination loans for operating expenses and equipment
purchases.
Consumer Loans
We welcome your application for consumer loans to
purchase automobiles, household goods, and other consumer needs within our
trade territory. We also have access to guaranteed student loans for both
students and parents.
Municipal Loans
We have experience and expertise in municipal and
county lending and regularly make loans at favorable rates for
municipalities and counties, primarily for equipment purchases.
Guaranteed Student Loans
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