Account Information

We offer a wide range of accounts to suit your every need. Choose the right account for you based on your usage, balance, and interest requirements. Then add our club features to enhance your checking account.

Regular Checking

Requirements: Minimum balance to open - $200.00

Benefits: checking if balance requirements are met. Add club features for a fixed club fee of $5, $6, or $7 monthly depending on accidental death insurance coverage desired. Club benefits include safe deposit box discounts, issuance fees waived on up to 3 money orders per month, and no maintenance fee when average balance falls below minimum. ATM and Visa debit cards available.

Cost: No maintenance fee unless average balance falls below $500 for the statement cycle. If balance requirement is not met, a $5 maintenance fee will be charged.

Premier Club Checking

Requirements:Minimum balance to open - $200.00

Benefits:

  • Fixed club fee of $5 per month for $10,000 Accidental Death and Dismemberment policy
  • Fixed club fee of $6 per month for $20,000 Accidental Death and Dismemberment policy
  • Fixed club fee of $7 per month for $30,000 Accidental Death and Dismemberment policy
  • Safe Depost box discounts
  • 3 free money orders per month
  • ATM and Debit Cards
  • Easy Saver Card which entitles you to:
    • Lifelock Identity theft Service
    • Identity Theft 911
    • Living Family Journal
    • Shopping, travel, entertainment, and prescription discounts*
    • Earn cash back when shopping online*
*For details, call Hamlin National Bank.

Super Now

Requirements:  Minimum balance to open - $1,500.00

Benefits: Same features as regular checking, but with interest paid on your balance. Club features may be added. ATM and debit cards available.

Cost: No maintenance fee unless average balance falls below $1,500 for the statement cycle. If balance requirement is not met, a $10 maintenance fee will be charged, regardless of club features. You must maintain the average daily balance minimum to obtain the disclosed APY on this account.

Money Market Savings (HIFI)

Requirements: Minimum balance to open - $2,500.00. No more than 3 checks and 3 drafts or preauthorized withdrawals per statement cycle. No limit on in-house withdrawals.

Benefits: Earn a higher rate of interest and still have check writing capabilities. Club features may be added. ATM and debit cards available.

Cost: No maintenance fee unless average balance falls below $2,500 for the statement cycle. If balance requirement is not met, a $10 maintenance fee will be charged, regardless of club features. You must maintain the average daily balance minimum to obtain the disclosed APY. If withdrawal limit is exceeded, a charge of $5 per third-party debit over the limit is imposed.

Regular Savings

Requirements: $50 minimum balance to open. No more than 3 withdrawals per calendar quarter. Not eligible for club features.

Benefits: Earn interest even when your balance is lower than other account requirements.

Cost: No minimum balance fees. If withdrawal limit is exceeded, a charge of $3 per debit over the limit is imposed.

Certificates of Deposit

Requirements: Minimum balance to open - $500.00

Benefits: Earn a higher rate of interest than standard checking account.

Cost: Penalties for early withdrawal are one month’s interest on maturities of 12 months or less and three months’ interest on longer maturities. Please contact us for details.

Individual Retirement Accounts

Requirements: Minimum balance to open - $500.00

Benefits: We offer competitive rates on IRA’s with the safety you want for your retirement funds. We handle all government reporting and allow you to add and withdraw funds as permitted by law.

Cost: No fees charged other than penalties for early withdrawal. Contact our IRA department for details.

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