Statement of Condition

As of December 31, 2015

Cash and Due From Banks 3,732,965.62
Securities and Fed Funds Sold 49,524,320.84
Loans 34,191,348.53
Premises and Fixed Assets 327,171.74
Other Assets 2,673,006.28
Total Assets: 91,153,706.49
Deposits 74,493,149.91
Other Liabilities 1,150,705.71
Capital Stock 1,000,000.00
Surplus 1,000,000.00
Undivided Profits 12,834,624.07
FASB 115 Gain / (Loss) 675,226.80
Total Liabilities & Capital:  91,153,706.49


Joe E. Ford  Board Chairman, CEO
Gary J. Ford President, CFO
Patrick Pace  VP and Branch Manager, Rule
Joey Kimbrough Vice President
Yolanda Herrera  Vice President
Tommy Maberry Vice President
Kendon Gruben Vice President, Cashier
Beny Shuping Vice President
Shannon Barbee Asst. Vice President
Norman Pond Operations Officer
Johnnie English Internal Auditor
Tina Ledesma BSA Officer
Leslie Wall   Compliance Officer


Gary J. Ford
Joe E. Ford
Joey Kimbrough
Gary Lain
Patrick Pace
Beny Shuping
Charles T. Sellers

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